GENERAL AWARENESS ON BANKING
1) At present number of public sector banks in India
a) 26 b) 27 c) 28 d) 29 e) None of these
2) At present number of private sector banks in India
a) 21 b) 22 c) 23 d) 24 e) None of these
3) Nationalisation of 14 major banks in…………………..
a) 1949 b) 1955 c) 1959 d) 1969 e) None of these
4) Nationalisation of six banks in…………………………..
a) ) 1949 b) 1955 c) 1959 d) 1969 e) 1980
5)The largest commercial bank in India
a) SBI b) ICICI Bank c) PNB d) HDFC Bank e) None of these
6) The Second largest public sector commercial bank in India
a) Punjab National Bank b) Bank of Baroda c) Bank of India d) IDBI Bank e) Corporation Bank
7) The Largest private sector commercial bank in India
a) AXIS Bank b) HDFC Bank c) ICICI Bank d) Federal Bank e) None of these
8) The second largest private sector commercial bank in India
a) IDBI Bank b) AXIS Bank c) HDFC Bank d) ICICI Bank e) None of these
9) The first Indian bank to open a branch outside India in London
a) State Bank of India b) Punjab National Bank c) Bank of Baroda d) Canara Bank e) Bank of India
10) Latest Public Sector Bank in India
a) SBI b) ICICI Bank c) HDFC Bank d) IDBI Bank e) None of these
11) Latest Private Sector Bank in India
a) Federal Bank b) South Indian Bank c) YES Bank d) Kotak Mahindra Bank e) None of these
12) The Largest foreign bank operating in India
a) Citi Bank b) HSBC c) Barclays Bank d) ABN Amro Bank e) Standard Chartered Bank
13) Which bank is the largest issuer of credit cards in India
a) SBI b) ICICI Bank c) HDFC Bank d) IDBI Bank e) None of these
14) Who is the current MD & CEO of ICICI Bank?
a) Shyamala Gopinath b) Shikha Sharma c) Chanda Kochhar d) Renu Challu e) Sushma Nath
15) The Chairman of Indian Banks Association(IBA) (For 2011-12):
a) M.D.Mallya b) Pratip Chaudhuri c) D.Subbarao d) Subir Gokarn e) U.K.Sinha
16) The largest bank in China
a) Industrial and Commercial Bank of China Ltd. (ICBC) b) Hongkong and Shanghai Banking Corporation(HSBC)
c) Deutsche Bank AG d) BNP Paribas e) DBS Bank
17) Bad loans in banking terminology are generally known as…………………
a) CBS b) PLR c) NPAs d) CRR e) None of these
18) In Financial Term NPA, P stands for………..
a) Potential b) Peforming c) Prodiction d) Professional e) None of these
19) Which of the following pairings is wrong? (Bank & Country)
a) Citi Bank : USA b) ABN AMRO Bank : The Netherlands c) BNP Paribas : Russia
d) Hongkong and Shanghai Banking Corporation(HSBC) : United Kingdom e) Deutsche Bank AG : Germany
20) Which of the following pairings is wrong? (Bank & Country)
a) Barclays Bank : United Kingdom b) J P Morgan Chase Bank : USA c) Societe Generale : France
d) Standard Chartered Bank : South Africa e) Sonali Bank : Bangladesh
21) The New Capital Adequacy Framework prescribed for the banks is commonly known as ………….
a)KYC norms b)Credit Policy c)Basel Accord d)Fiscal Policy e) None of these
22) The central bank of the United States
a) Citi Group b) Bank of America c) JP Morgan Chase d) Federal Reserve
e) Bank for International Settlements
23) Which of the following pairings is wrong? (Bank & Tagline)
a) State Bank of India
b) Punjab National Bank : The name you can BANK upon!
c) Bank of Baroda : India
d) Oriental Bank of Commerce : Where every individual committed
e) Bank of India : The World’s local bank
24) Axis Bank previously called as……….
a) IDBI Bank b) HDFC Bank c) YES Bank d) ICICI Bank e) UTI Bank
25) Which of the following is not a commercial bank?
a) IDBI Bank b) HDFC Bank c) ICICI Bank d) EXIM Bank e) AXIS Bank
26) Which of the following pairings is wrong?(Bank/Financial Institution & Establishment Year)
a) RBI : April 1, 1935 b) SBI : July 1, 1955 c) NABARD : July 12, 1982 d) NHB : July 9, 1988 e) SIDBI : April 1, 1990
27) The largest bank in Pakistan
a) State Bank of Pakistan b) Habib Bank Limited c) Sonali Bank d) DBS Bank e) None of these
28) Consider the following sentences:
A. Non Performing Asset (NPA) is an asset, including a leased asset, becomes non performing when it ceases to
generate income for the bank.
B. Core banking is a general term used to describe the services provided by a group of networked bank
branches. The platform where communication technology and information technology are merged to suit
core needs of banking is known as Core Banking Solutions.
C. Banking Ombudsman is an independent dispute resolution authority provided by RBI to deal with disputes
that bank customers have with their respective banks.
D. Base Rate is the minimum rate of interest that a bank is allowed to charge from its customers. Unless
mandated by the government, RBI rule stipulates that no bank can offer loans at a rate lower than base
Rate to any of its customers.
E. NBFC or Non Banking Financial Companies is a company in India
Companies Act, 1956, and which provides banking services without meeting the legal definition of a bank.
Which of the statements given above is/are correct?
a) Only A & B b) Only B & C c) Only C & D d) Only D & E e) All are correct
29) Which of the following is the Apex level institution for housing?
a) EXIM Bank b) NABARD c) NHB d) SIDBI e) None of these
30) Which of the following is not a nationalized bank?
a) PNB b) Indian Bank c) Bank of India d) Karnataka Bank e) Canara Bank
31) Which of the following banks was merged with ICICI Bank in 2010?
a) Bank of Rajasthan b) Bank of Maharashtra c) Karnataka Bank d) State Bank of Indore
e) Global Trust Bank
32) Which of the following banks was merged with SBI in 2010?
a) State Bank of Travancore b) State Bank of Mysore c) State Bank of Indore d) State Bank of Saurashtra
e) State Bank of Hyderabad
ANSWERS
1) a 2) b 3) d 4) e 5)a 6)a 7) c 8) c 9) e 10) d
11) c 12) e 13) b 14) c 15) a 16) a 17) c 18) b 19) c 20) d
21) c 22) d 23) e 24) e 25) d 26) e 27) b 28) e 29) c 30) d
31) a 32)c