Common Written Exam (CWE) for various Public Sector Banks in India SAMPLE QUESTION PAPER

INSTITUTE OF BANKING PERSONNEL SELECTION

RECRUITMENT IN CLERICAL CADRE IN 19 PUBLIC SECTOR BANKS

TABLE OF CONTENTS

- About IBPS CWE Examination

- IBPS: Common Written Exam Notification

- Topicwise Sample Practice Questions

- Current Affairs

- Numerical Ability

- Mental Ability

- English Language

- Computer Knowledge

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Institute of Banking Personnel Selection

Common Written Examination (CWE)

Recruitment in Clerical Cadre in 19 Public Sector Banks

A Common Written Examination (CWE) conducts by the Institute of Banking Personnel Selection (IBPS) as a

pre-requisite for selection of personnel for Clerical cadre posts in the Public Sector Banks.

This system of Common Examination for recruitment of Clerks has been approved by each of the 19 participating

Public Sector Banks and the Managing Committee of the Indian Banks’ Association (IBA) with the consent of the

Government of India. IBPS, an autonomous body, has been authorised by IBA and has received a mandate from the

19 Public Sector Banks listed below to conduct the Common Written Examination. The CWE for Clerical Cadre

posts will be conducted twice a year by IBPS.

Any individual who aspires to join any of the above Public Sector Banks as a Clerk or in a post in that cadre, will

necessarily be required to take the CWE. Prospective candidates who wish to appear for the CWE will have to apply

to IBPS and should carefully read the advertisement regarding eligibility criteria, online registration process, pattern

of examination, issuance of call letters and score cards. Candidates who appear for the CWE will be able to check

their status after the examination. Scorecards will be issued to candidates who secure minimum qualifying marks and

above in each test of the examination.

It should, however, be noted that successful candidates in the CWE who have been issued scorecards and who meet

the stipulated eligibility criteria are then required to apply to any of the participating banks they wish to as and when

individual banks call for applications, quoting their personal details and their CWE scores. Each bank will then

individually shortlist candidates and carry out their own selection processes such as Interviews etc. for final selection.

Each participating Public Sector Bank will independently issue a separate recruitment notification, specifying their

vacancies and stipulating the eligibility criteria in terms of age, educational qualification, proficiency in Official

Language of the State/UT for which vacancies he wishes to apply, experience (if any), minimum required level of

IBPS score in each test and on Total Score (if any) etc. Since clerical cadre recruitment would be on State- ise basis,

candidates can apply for vacancies in one State/ UT only. It will therefore be necessary that candidates appear for

examination in one of the centres of a particular State/UT where they would like to apply for emaployment i.e. they

have to appear for the examination from a centre for that particular State/UT as mentioned in  Annexure I. The

candidate may also be required to possess proficiency in the Official Language of the State/UT for which vacancies

he

wishes

to

apply

to

be

eligible as per the notifications of the Participating Banks

Important Links

IBPS: CWE - Examination Centers

S: CWE - Written Exam Structure

: http://ibps-in.blogspot.com

IBPS: CWE - Eligibility & Educational Qualifications

: http://ibps-in.blogspot.com

IBPS: CWE - Participating Banks

: http://ibps-in.blogspot.com

OFFICIAL NOTIFICATION (2011)

: http://ibps-in.blogspot.com

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Dear Aspirants,

We are Providing topicwise Sample

Questions for your reference. This will

help you to understand the exam pattern.

Best of Luck!!

BANKPOCLEARK.COM Team

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SAMPLE

PRACTICE PAPER

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Current  Affairs

billion, driven by high-end products such as engineer-

NILEKANI PANEL SUBMITS

ing goods. Imports increased 42.4 per cent to $ 36.2

REPORT ON CASH TRANSFER SCHEME

billion. About one-third of this import bill was ac-

UIDAI Chairman Nandan Nilekani submitted the

counted for by petroleum, oil and lubricant. This re-

report of the committee headed by him regarding di-

sulted trade deficit at $ 7·7 billion.

rect transfer of subsidy to the beneficiaries, to the Fi-

During the first quarter of 2011-12 (i.e. April-

nance Minister Pranab Mukherjee. The interim report

June 2011), exports rose 45·7% to $ 79 billion. With

of the task force on direct transfer of subsidies on Kero-

imports growing 36·2% to $ 110.6 billion, the trade

sene, LPG and Fertilisers suggested creation of a Core

deficit stood at $ 7·7 billion.

Subsidy Management System (CSMS) for maintain-

Export sector’s good performance was well sup-

ing information on entitlements and subsidies for all

ported by various industries like engineering, oil, elec-

beneficiaries. The CSMS, as indicated in the report,

tronics, drugs, chemicals and readymade garments.

will provide increased transparency in the movement

The main components in the import bill

of goods, level of stocks, prediction and aggregation

on the other hand were oil, gold and silver, ma-

of demand and identification of beneficiaries.

chinery, electronics and pearls/ precious stones. Oil

import bill has been a major head in country’s total

Nilekani Panel on Cash Transfer Scheme

import bill. During the first quarter of 2011-12, oil

Highlights of Recommendations Nade in Interim

imports rose 18 per cent to $ 30.5 billion and it is

Report Submitted by the Panel

projected to be around $ 120-130 billion during the

LPG

entire financial year 2011-12. Machinery imports

Phase I:  Cap consumption of subsidised cylinders

valued at $ 9 billion showing 49 per cent growth.

(Policy decision of government and not a specific task

force recommendation).

With 71 per cent growth electronics imports went to

Phase II:  Consumers buy LPG at market price, with

$ 7.6 billion.

direct transfer of subsidy to their bank account.

It may be recalled that during last year 2010-11,

Phase III: Identify and target segmented customers

merchandise exports had grown 37.55% to $ 246 bil-

for subsidy.

lion compared with 2009-10 while imports were up

Fertiliser

Phase I: Information visibility up to the retailer level.

21.6 per cent at $ 350 billion, resulting trade deficit

Phase II: Direct transfer of subsidy to the retailer.

at $ 104 billion.

Phase III: Farmers buy fertilisers at market price, with

The government has set a target of $ 500 billion

direct transfer of subsidy to their bank account.

worth of exports by 2014 and doubling of India’s share

Kerosene

of global exports by 2020.

Phase I: Cash transfer through state governments.

Phase II: Cash transfer to accounts of beneficiaries.

RBI ASKS GOVERNMENT TO IMPROVE

Report recommends creation of centralised soft-

EXPENDITURE QUALITY

ware for the product and service transfer. The poors

RBI in its quarterly review of Monetary and

have been recommended to get the share of  subsidies

Credit Policy 2011-12 pointed out the risk of high

directly through bank branches, Automated Teller

fiscal deficit pushing up inflation and consequently

Machines (ATMs), business correspondents, the

it suggested central government to improve the

internet or mobile banking channels.

quality of expenditure to contain demand in the

Pilot projects for such direct cash transfers have

economy.

been recommended to begin in seven places— Tamil

Nadu, Assam, Maharashtra, Haryana, Delhi Rajasthan

and Orissa—from October 2011.

COUNTRY’S EXPORTS REGISTER

45.7% GROWTH IN Q 1 OF 2011-12

Country’s exports in June 2011 rose for the third

month in a row by growing 46.4 per cent to $ 29.2

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